Compare Plans

Compare Repayment Plans

Now that you know more about the different repayment options available to you, let’s take a look at a side by side comparison of the benefits each one offers.

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Examples assume Direct Subsidized Loans with a total loan amount of $32,000 on the day repayment begins, 6.8% fixed interest rate on non-consolidated loans, no borrower benefits, no pre-payments, and no delinquent payments.

Repayment example assumptions:

Estimated adjusted gross income of $25,000 with 3 percent annual growth.

Household size of one.

Household status of single with no dependents.

Living in the Continental U.S.

The remaining unpaid balance is forgiven or canceled.

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Examples assume Direct Subsidized Loans with a total loan amount of $32,000 on the day repayment begins, 6.8% fixed interest rate on non-consolidated loans, no borrower benefits, no pre-payments, and no delinquent payments.

Repayment example assumptions:

Estimated adjusted gross income of $25,000 with 3 percent annual growth.

Household size of one.

Household status of single with no dependents.

Living in the Continental U.S.

The remaining unpaid balance is forgiven or canceled.