Compare Plans

Compare Repayment Plans

Now that you know more about the different repayment options available to you, let’s take a look at a side by side comparison of the benefits each one offers.

Examples assume Direct Subsidized Loans with a total loan amount of $32,000 on the day repayment begins, 6.8% fixed interest rate on non-consolidated loans, no borrower benefits, no pre-payments, and no delinquent payments.

Repayment example assumptions:

Estimated adjusted gross income of $25,000 with 3 percent annual growth.

Household size of one.

Household status of single with no dependents.

Living in the Continental U.S.

The remaining unpaid balance is forgiven or canceled.

Examples assume Direct Subsidized Loans with a total loan amount of $32,000 on the day repayment begins, 6.8% fixed interest rate on non-consolidated loans, no borrower benefits, no pre-payments, and no delinquent payments.

Repayment example assumptions:

Estimated adjusted gross income of $25,000 with 3 percent annual growth.

Household size of one.

Household status of single with no dependents.

Living in the Continental U.S.

The remaining unpaid balance is forgiven or canceled.